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When can I access my money?

ISA

You can cash in your investments and withdraw your money whenever you like. There is no minimum term and no charge for taking your money out, but it might take up to seven working days to receive money in your bank account.

Junior ISA

Money in a Junior ISA belongs to the child and can’t be withdrawn until age 18. Please note that it might take up to seven working days to receive any withdrawn money in your bank account.

Lifetime ISA

You can cash in your investments and withdraw your money whenever you like. However, any money withdrawn before age 60 that’s not for a first-time home purchase, is subject to a 25% withdrawal charge. Please note that it might take up to seven working days to receive any withdrawn money in your bank account.

General Investment Account (GIA)

You can cash in your investments and withdraw your money whenever you like. There is no minimum term and no charge for taking your money out, but it might take up to seven working days to receive money in your bank account.

For all accounts

To withdraw your money from any ISA or GIA, simply log into your account, select the 'manage money' tab, click on the 'withdraw' button and enter how much you want to withdraw. We will sort out the rest, including filling in any forms you need to sign and posting them to you with a stamped addressed return envelope. However, bear in mind that investments will go up and down so investing is generally for the medium/longer term.